Lending-Smart.com offers a free infomediary service that will attempt to connect you with independent, third party lenders and financial service providers who may secure a personal loan for you. The operator of Lending-Smart.com is neither a lender, nor a broker, agent or representative to any lender and does not make personal loans or credit decisions.
A personal loan can generally range from $500 to $40,000, depending on the consumer. The loan amount you may be approved for depends upon your individual credit, information provided during the application process, and certain lender specific criteria. Please contact your loan provider directly with any questions you may have regarding your personal loan.
Only a lender can provide accurate information on your specific loan terms. This is provided to you through documents that contain all rate and fee information regarding the loan being offered to you. It is important that you thoroughly review the rate and fee information provided to you by your lender prior to agreeing to the terms of any loan. If you wish to proceed with the loan process after deciding that the loan terms provided by the lender in the loan contract are acceptable, then you should follow the lenders instruction. Any time before you sign the loan documents, you may withdraw from the loan process.
We send out your registration form in real time and depending upon your personal information you may be contacted within minutes by a lender. Once connected with a lender, they will provide you with your loan offer and loan terms, including time periods. We have no control over the loan terms or timing of any loan products offered by lenders who contact you.
Lenders may have different policies regarding late payments. Please ensure that you thoroughly review any late payment disclosures or information detailed in any of the loan documents and loan contract your lender provides before electronically signing. It is important to note that all lenders must abide by applicable federal and state laws and regulations regarding late payment fees. You are encouraged to research and review the applicable laws regarding personal loans and late payments in the state in which you reside.
Lending-Smart.com makes every effort to get your registration to a group of entities providing personal loan products. But we won’t leave you if your registration is not picked up or you do not qualify. We have worked hard to find other third parties who offer other short-term loans to assist consumers with varying types of creditworthiness. So, if your registration is declined or does not get picked up right away, we will let you know and provide you the option to have your registration form sent or directly connect you to a lender or financial service provider that offers other short-term loans. Typically, the majority of consumers connected with lenders who offer loans are only presented with a short-term lending options between $100 - $1,000. These loans may have less favorable rates and shorter terms than personal loans. We encourage you to research the best loan option for your situation.
The owner of this website is not a lender or broker, its only financial connection to the providers of the goods and services referred to on the website is a marketing vendor. As such, we may receive compensation, in the form of a payment for each qualified sale or for each customer registration form we submit. The owner may also be advertising on behalf of a third-party advertiser with whom the provider of the products or services also has a financial connection with, in that both advertisers may receive compensation for each qualified sale or payment for each customer referral. Therefore, the amount of compensation provided, along with other factors, may impact the entity to whom we provide your registration form. Upon submitting a registration form, you may be redirected to the third-party website or contacted by the third-party for the product you have requested. We encourage you to review the third-party privacy practices and terms and conditions, which may differ substantially from this website. In the event you are provided a loan package, you should review and understand the terms of the product before agreeing to the same. This website and its owners are not affiliated with these third-party other than what has been described above. The owner of this website does not recommend or endorse any specific lender, product, or service on this website and this website does not include all companies or all available offers. You are encouraged to research all available loan and financial products and services offers for your situation.